Seven months on the car loan
How the freed-up payments rolled onto the car loan, month by month, and the month I nearly gave up.
November 3, 2026 · 7 min
Writing to the lender about the personal loan
The letter I wrote to the lender, what I asked and what I did not, and the answer that came back.
The Red Pen
A short letter every other Sunday: one thing I did with a debt, one page to try and one cross on the calendar.
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5 min read
A wall calendar and a red pen
Twelve months on the kitchen wall, a red pen on a string and the small pleasure of one cross.