
Writing to the lender about the personal loan
The letter I wrote to the lender, what I asked and what I did not, and the answer that came back.

November 2, 2026 · 5 min
Twelve months on the kitchen wall, a red pen on a string and the small pleasure of one cross.
A short letter every other Sunday: one thing I did with a debt, one page to try and one cross on the calendar.

The letter I wrote to the lender, what I asked and what I did not, and the answer that came back.

8 min read
The clothing account took longer than I planned. Here is how the nine months went.