Charlene Naidoo
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  • Planner pages, pencil and calculator on a coral board

    Debt Payoff Planner

    PDF · 16 pages

    $12
  • Laptop screen showing a staircase of teal and coral bars

    Debt Snowball Tracker

    Spreadsheet · 3 tabs

    $9
  • Nine coloured paper envelopes in a tidy grid

    Monthly Envelope Budget

    PDF · 14 pages

    $8
  • Stack of cream letters tied with a teal ribbon

    Talk to Your Creditor Letter Pack

    PDF · 6 letters

    $12
  • Flat illustration of a grid of teal squares with one coral

    Crossed-Off Calendar Printable

    PDF · 3 pages

    $6
  • Still life of scissors, a cut blank card and a padlock

    Spending Freeze Plan

    PDF · 8 pages

    $7
  • Teal folder tied with a coral band on a sand backdrop

    Debt Free Starter Kit

    Bundle · 6 files

    $29
Charlene Naidoo

Debt-free saver

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© 2026 Charlene Naidoo. Merch is printed to order and shipped by Printful. Downloads arrive by email.