Harbour cranes at dusk beneath violet storm clouds from a garden wall.

October 24, 2026 · 6 min

The store card is gone, now what?

The first debt paid, the first payment free and the question of where it goes next.

The Red Pen

A short letter every other Sunday: one thing I did with a debt, one page to try and one cross on the calendar.

One email every other Sunday. Unsubscribe any time.

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